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In another age, we’d now be (almost) eligible to vote. As it is, they make it pretty hard to cross the boundary from renter to homeowner. The faxing! The initialing! The signing! The phone time! The wheedlers, the dealers, the “can I interest you in an upgrade” crowd! The financing process is something else. They make it nearly impossible to compare loan offers. We finally picked a loan and the loan fees magically increased by 500 bucks from the estimate we got in the morning, to the one we got four hours later. For the same loan. Hm!

We have a good realtor (if you’re in Phoenix and need a recommendation let me know) and were surprised and pleased by the deal we were able to get on a 1975 ranch house. The sellers are going to complete a two page bulleted list of repairs and improvements, which is awesome since I didn’t want to move into a house and then spend all my money and free time fixing things. Close date Sept 27th.